WARNING

​                                                Do you really need a loan today?

                          **This statement is an Australian Government requirement under the

                                                  National Consumer Credit Protection Act 2009.

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                                                     Do you really need a loan today?

        It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.



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Check your options before you borrow:



• For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independant financial counsellor

• Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan

• If you are on government benefits, ask if you can receive an advance from Centrelink: Ph 13 17 94

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The Government's Money Smart website shows you how small amount loans work and suggests other options that may help you.

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​                              **This statement is an Australian Government requirement under the

                                                  National Consumer Credit Protection Act 2009.